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Do Borrowers Benefit from Using Lucky Numbers?

Economics & Finance

Hu, Maggie Rong（胡榮） • Hu, Maggie Rong（胡榮） • • 7 mins read

CUHK research looks at transactions on a peer-to-peer lending platform and finds that loan applications with round-number amounts are less likely to get funded and have worse repayment performance after being funded, relative to those that have lucky-number amounts

How to Reduce Risk in Peer-To-Peer Lending

Economics & Finance

Hu, Maggie Rong（胡榮） • Hu, Maggie Rong（胡榮） • • 6 mins read

CUHK research reveals the tactic used by default lenders in Chinese online lending platforms

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