Tag Archive

Do Borrowers Benefit from Using Lucky Numbers?

Economics & Finance

Hu, Maggie Rong（胡榮） • 11 August 2022 • 7 mins read

CUHK research looks at transactions on a peer-to-peer lending platform and finds that loan applications with round-number amounts are less likely to get funded and have worse repayment performance after being funded, relative to those that have lucky-number amounts

Fintech: Friend or Foe to Financial Stability?

Economics & Finance Innovation & Technology

Yeh, Jason J.H.（葉家興） • 06 May 2021 • 7 mins read

Research finds that FinTech innovations can enhance the stability of financial institutions in emerging markets and even improve their profitability

How to Reduce Risk in Peer-To-Peer Lending

Economics & Finance

Hu, Maggie Rong（胡榮） • 21 March 2019 • 6 mins read

CUHK research reveals the tactic used by default lenders in Chinese online lending platforms